What Insurance provider do you have?

**AlfaBaz** · 10-19-2016 10:52 AM

It's a given that insurance is expensive. If you wonder why, just look on social media for any of the hundreds of videos of idiots who believe that ATVs and UTVs are built for off-road and are therefore indestructible! What is impressive to me from this thread, is that most of us have been treated well by our respective insurers.

**Ed Harvey** · 10-19-2016 11:10 AM

I have Allstate its about $500 a year for full coverage plus $6000 for the add ons its about the same as my insurance on my 2013 GMC suv I haven't had to use it yet

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**jcowell4130** · 10-19-2016 12:31 PM

Thanks for all the info.

I got a quote from Geico and they said I could not add more then $500.00 to the policy for extras an ad on. That doesn't work when you have over $10,000 into add on's.
So maybe I will contact them again to make sure they understood me.

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**Maverick4me** · 10-19-2016 05:30 PM

Originally Posted by jcowell4130

Thanks for all the info.

I got a quote from Geico and they said I could not add more then $500.00 to the policy for extras an ad on. That doesn't work when you have over $10,000 into add on's.
So maybe I will contact them again to make sure they understood me.

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Interesting, we have additional coverage of about 8K on each of ours.

**jcowell4130** · 10-19-2016 05:54 PM

Originally Posted by Maverick4me

Interesting, we have additional coverage of about 8K on each of ours.

I spoke with Geico again today and yes only $500 for extras and accessories. It has to do with California I believe.

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**Jeepalive** · 10-19-2016 08:04 PM

I know with State Farm they just cover whatever is damaged, whether or not it came with it or was an add on, in my case that's how it was anyways.

**jcowell4130** · 10-19-2016 08:06 PM

Originally Posted by Jeepalive

I know with State Farm they just cover whatever is damaged, whether or not it came with it or was an add on, in my case that's how it was anyways.

Yes, That is what I was told also by my State Farm agent. She says as long as you have receipts and photos there would be no problems with any claims.

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**youngduck1** · 10-20-2016 06:33 PM

I have farmers insurance on mine. Only $56 a month for full coverage!

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**jcowell4130** · 10-20-2016 06:34 PM

Thanks

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**orangecrush** · 10-20-2016 10:24 PM

Went to Geico $20 mo. State farm went from 23mo. To 70

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