What Insurance provider do you have?

[jcowell4130]

I am looking for a new Insurance provider for my sxs and just seeing what other people have? Thanks

[kodyskruizer]

I have state Farm and its ridiculous I pay $70 a month for my 2016 rzr s 1000 full coverage

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[jcowell4130]

I have state Farm and its ridiculous I pay $70 a month for my 2016 rzr s 1000 full coverage

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I also have State Farm and yes its Ridiculous. Thats why I am asking around to see if there is a cheaper way of going. Geico does not meet my needs. And heard Progressive can be a nightmare if you have a big claim but thats just what I have heard.

[kodyskruizer]

Ya progressive don't like to cover them if your in a accident while they are on the trailer I have a buddy that's still fighting that

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[AlfaBaz]

heard Progressive can be a nightmare if you have a big claim but thats just what I have heard.

I have Progressive because of the way they treated me when I had a boat claim (way before my first SxS). Hit something submerged in the river and did $11,000 damage to the stern drive. The only question they asked me more than once was "Are you sure you and your wife are OK?". And when the starter failed after sitting in the garage through the winter (as the repair facility said it probably would from being completely submerged) they only hesitated briefly before covering that (without another deductible) as well.

[The Rattler (BLR)]

I also have progressive but have never used them,

[Jeepalive]

I have State Farm, when I first got my last xp1000 at the beginning of the year we called had insurance put on Friday went riding Saturday and rolled it, no questions asked beside is everyone ok, it went to the dealer and had everything repaired $6000 later and we never even make a single payment to them for the coverage yet. I do pay about 60 a month but after how fast everything was taken care of for any claim we have had I will be staying with State Farm, they have never let me or my family out to dry like some of the company's I have heard about

[Maverick4me]

We use Geico. Rates seemed the best that we could find. I also liked that they allow us to add extra coverage for all the accessories that we have added.

[neil11975]

We have Geico. $27 a month. I made a claim on my toy hauler and they took care of it completely and it was almost too easy. I have never made a claim on my rzr.

[Mike621]

GEICO treated me good so far, after I totaled my XP 900 my rates have stayed the same, and also repeatedly asking if I was alright. [emoji106]


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[AlfaBaz]

It's a given that insurance is expensive. If you wonder why, just look on social media for any of the hundreds of videos of idiots who believe that ATVs and UTVs are built for off-road and are therefore indestructible! What is impressive to me from this thread, is that most of us have been treated well by our respective insurers.

[Ed Harvey]

I have Allstate its about $500 a year for full coverage plus $6000 for the add ons its about the same as my insurance on my 2013 GMC suv I haven't had to use it yet

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[jcowell4130]

Thanks for all the info.

I got a quote from Geico and they said I could not add more then $500.00 to the policy for extras an ad on. That doesn't work when you have over $10,000 into add on's.
So maybe I will contact them again to make sure they understood me.



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[Maverick4me]

Thanks for all the info.

I got a quote from Geico and they said I could not add more then $500.00 to the policy for extras an ad on. That doesn't work when you have over $10,000 into add on's.
So maybe I will contact them again to make sure they understood me.



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Interesting, we have additional coverage of about 8K on each of ours.

[jcowell4130]

Interesting, we have additional coverage of about 8K on each of ours.

I spoke with Geico again today and yes only $500 for extras and accessories. It has to do with California I believe.


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[Jeepalive]

I know with State Farm they just cover whatever is damaged, whether or not it came with it or was an add on, in my case that's how it was anyways.

[jcowell4130]

I know with State Farm they just cover whatever is damaged, whether or not it came with it or was an add on, in my case that's how it was anyways.

Yes, That is what I was told also by my State Farm agent. She says as long as you have receipts and photos there would be no problems with any claims.


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[youngduck1]

I have farmers insurance on mine. Only $56 a month for full coverage!


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[jcowell4130]

Thanks


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[orangecrush]

Went to Geico $20 mo. State farm went from 23mo. To 70